The others 17 States and the Federal District had generated jobs with wallet signed in the last month. Between the regions metropolitans, Belm only had closing of ranks, with 324 resignations more than what acts of contract. In the region metropolitan of So Paulo, 13 a thousand formal jobs had been created, in Belo Horizonte they had been 4,897, and, in Rio De Janeiro, 4.623.Em result of the behavior of the agricultural activity, had opening of more vacant in the cities of the interior of the Country of what in the regions metropolitans. In the interior, they had been 79,3 a thousand new formal jobs against 34,3 a thousand ranks in the set of the regions metropolitans. Optimum result was in Minas Gerais (32,6 a thousand). Worse it was in the interior of the Rio Grande Do Sul, with 5.623 cuts.Recovery of criseApesar of the improvement, the country not yet obtained to recoup all the formal ranks of work eliminated by the turbulence the International. Country alone recouped part of the closed vacant with the crisis Of the total of 797.515 closed jobs between November and January, 281,759 vacant had been recouped in the four subsequentes months. In May of 2008, they had been created 202,984 ranks of work.
In the gathered of this year, the balance is positive in 180 a thousand jobs, according to Caged.A situation of indstriApesar of the performance of the formal job in May, not yet was of this time that the transformation industry inverted the picture of resignations provoked by the crisis. The sector was practically steady in the period, with surplus of 700 acts of contract. Two branches of the transformation industry, the metallurgist and the mechanic, cause greater concern to the government in relation to its capacity of reaction to the financial crisis and generation of jobs. According to I register in cadastre Generality of Employed and Unemployeds (Caged) of May, the metallurgic industry fired 5,5 a thousand more than what it contracted, while the mechanics had negative balance of 2,9 a thousand.
The electronic system of administration of cards is cheaper than the system of check clearing. The union of cards of store and nets with the credit system and debit tends to grow, for reduction of operational costs of processes and increase of the yield of the involved companies. Although the charged salty interests on the revolving credit (240% to the year), this financial system reveals efficient and until economic when its user creates the habit of the full payment of the monthly invoice, but a trap to the domestic financial health when it effects only the payment of the minimum, becoming a great snow ball. The volume of total insolvency it is around 9,8% of the total of the wallet, reason of the so high interests, but it exists offers to the times exaggerated for certain customers who have high volumes of credit in some flags, that can provoke financial problems to its users in the lack of control of the personal finances. It is clearly and inevitable to perceive that the manual money as we know tends to disappear in the time, in virtue of the increasing development of the technology. The system of credit card offers guarantees for the store or rendering borrower of services, although the crisis the volume continues increasing, guaranteeing the sales and the circulation goods and services for the economy. With projections of growth of the order of 20% to the year, the sector will be able to arrive at a financial volume of at least R$ 800 next billion in the five years, having in 2010 to pass the number of 600 million cards emitted in circulation. The industry of credit cards is promising and generates profits of order 10% 15%, but we cannot deny the praticidade of the system that took account of our lives.
Requirements to guarantee the stability of the system, the government will raise the requirement of capital in ownership of all the financial institutions. Deep the speculative ones, that runs away to the control of the authorities, will have that to register itself in a regulating agency. Also norms for the operation will be edited that consists of transforming financial assets into headings. This operation partially was made responsible by the gone off one of the home loans of risk that had provoked the current crisis. The classification agencies, defendant me the evaluation of the inherent risks to these operations, also will be supervised.
the reform will have to give to the government half to allow to a soft desmantelamento that the banks and institutions that to act in the market of securitizao of debts will have to be with at least 5% of these papers. The securitizao occurs when debits of third, as real estate financings, are ‘ ‘ embalados’ ‘ in new products and vendidos in the market the investors. The central idea is that the banks assume a parcel of the risk of these operations, taking them it to be more conservatives. Good part of the current crisis is taken root in this market. The real estate debts ‘ ‘ subprimes’ ‘ (of borrowers without good description of credit) they had been ‘ ‘ empacotadas’ ‘ in financial and vendidas products around of the world. The remuneration of these papers was, in part, the installment that the borrower paid. They are these headings that if they had transformed into ‘ ‘ asset txicos’ ‘ that today the wallets of credit of the banks entopem.
As the prices of the property in U.S.A. they follow in fall and borrowers had left to pay its debts, these assets remain each time more ‘ ‘ txicos’ ‘. He was in great measure on account of these papers (almost without value today) that the government of U.S.A.
In this embryonic project, it existed a regimen of half mutualidadepor of which the population if associated and contributes all by means of quotas for acobertura of risks by means of the division of the incubencies with the group. 9 In the republican Constitution of 1891, was registered pelaprimeira time the expression ' ' aposentadoria' ' , which only could serconcedida to the public officers in the cases of invalidity in the installment deservios to the country. At this time, it did not have no source of contribution to parafinanciar the value of the benefits. 10 the initial landmark of the providence in Brazil came with the Decreton 4.682 of 24 of January of 1923, 11 being called ' Law Eloy Chaves'. In it, it was created the Box of Retirement and Pensions for the employees of the empresasferrovirias, giving to these the right to the medical assistance, pensions eaposentadoria. In the decade of thirty the first deAposentadorias Justinian codes and Penses (IAP) regulated by the State had appeared.
12 They possuam bigger umaabrangncia in relation to the professional categories, a time that seumbito innovator was national. Its main purpose was to guarantee aoaposentado or to the pensioner a remuneration adjusted for the inactivity epenso for its dependents. Later, with the unification of the previdnciasocial and the beginning of the installment of the medical assistance, the covering was estendidaa all the workers with signed wallet. In the Constitution of 1934, the use appears of termo' previdncia' for the first time. In it if it guaranteed the esanitria medical assistance to the worker and the institution of the providence in favor of oldness, dainvalidez, of the maternity and in the cases of death or industrial accidents; Constituio of 1937 assured the assistenciais rights of the Constitution de1934, without, however, mentioning the expenditure and the contribution of the Union. 13 OGoverno de Getlio Vargas was the first one to promote naesfera regulating an action social, organizing the work market.
"Appropriate technology" in other words, it was the vindication of what we knew as "the home" A country like ours, the "night" crisis came to us in mid-1982 when the passions are stilled; be recognized that the Message of President Alfonsin North Park in the summer of 1986, certified the full entry of what is known as post-industrial society. The lifestyle of industrial society was losing the culture of "home": It only remained, strangely marginal in some rural areas. The new times suggest the relearning of appropriate technologies. More like the transmission from generation to generation was lost, it is urgent to spread the culture of "home" through the education system we have learned recently via "REFORM" experiences as the course for teachers of agricultural techniques that took place in Ojeda. Or the invocation "… the bees Pampa" formulated by Prof. Norberto Martin from Upper Italy. Of my friends Gloria Ortiz, Marito Monti v Juan Enrique Romero, I've known experiences like fish farming turkeys breeding goat milk, the development of natural fertilizers (composite) to obtain energy through the fermentation of manure, or gasohol from corn or sorghum saccharine.
Are still in the old library, those calendars or cards from the Ministry of Agriculture, where he gave advice for family farms and gardens. All these experiences of the past or current scale, should be used for General Home Economics Programme, to address from the appropriate institutional sphere. In our view, this systematic return to the home, would go through the education system.